Pipster Research · DB/02
What happens after a trader is funded: how long until the first payout, how often after that, whether withdrawals are capped, and whether the fee comes back.
Computed from the table below. Counts include only programmes with a verified value for that rule.
Each value links to the firm's own page, with the date we last checked it there. “Not yet verified” means we could not confirm the value from a first-party page, not that the rule does not exist. Select a firm for every rule, note and quoted source excerpt.
37 programmes
| Firm · Programme | Payout cap | Fee refund | |||
|---|---|---|---|---|---|
| Alpha Capital Group Alpha Pro 8% 2-Step | On demand (On-Demand option) Needs 2% profit and the 40% Best Day Rule. With the Bi-Weekly option, the first request opens 14 days after the first Qualified trade and needs 5 trading days. Alpha Capital Help Center: On-Demand Performance FeeVerified | On demand, or every 14 days (Bi-Weekly option) The payout schedule is chosen at checkout. Bi-Weekly requests need at least $100 profit. Alpha Capital Help Center: On-Demand Performance FeeVerified | Not yet verified | 80%, or 90% with a paid add-on The 90% add-on costs about 10% of the plan price and is offered on On-Demand Alpha Pro plans only. Alpha Capital Help Center: What do Qualified Analysts earn from account profits?Verified | Not refunded |
| Alpha Capital Group Alpha One 10% 1-Step | On demand Each request needs at least 2% profit on the account and no single day above 40% of total profit (the Best Day Rule). Alpha Capital Help Center: On-Demand Performance FeeVerified | On demand Each request needs at least 2% profit on the account and no single day above 40% of total profit (the Best Day Rule). Alpha Capital Help Center: On-Demand Performance FeeVerified | Not yet verified | 80%, or 90% with a paid add-on The 90% add-on costs about 10% of the plan price and is offered on all Alpha One plans. Alpha Capital Help Center: What do Qualified Analysts earn from account profits?Verified | Not refunded |
| Alpha Capital Group Alpha Direct Instant | On demand, after a 3% profit buffer The 3% buffer stays in the account. A request also needs at least 1% profit above the buffer and the 15% Best Day Rule. | On demand Alpha Capital Help Center: On-Demand Performance FeeVerified | Not yet verified | 90% | Not refunded |
| Blue Guardian 2 Step Standard 2-Step | 14 days after the first trade The minimum trading days must also be met. A paid add-on shortens this to 7 days. | Every 14 days Counted from the previous payout request. A paid add-on shortens the cycle to 7 days. | First two payouts capped at $10,000 on $200K+ Applies to $200,000, $300,000 and $400,000 accounts. The cap is removed after two successful payouts. | 85%, 90% with add-on The 90% split is a paid add-on at checkout. | Refunded after the fourth payout Not refunded if the account is hard-breached before the fourth payout. Applies to accounts bought from 21 January 2026. Blue Guardian Help Centre: General Information rulesVerified |
| Blue Guardian 1 Step Standard 1-Step | 14 days after the first trade The minimum trading days must also be met. A paid add-on shortens this to 7 days. | Every 14 days Counted from the previous payout request. A paid add-on shortens the cycle to 7 days. | First two payouts capped at $10,000 on $200K+ Applies to $200,000, $300,000 and $400,000 accounts. The cap is removed after two successful payouts. | 85%, 90% with add-on The 90% split is a paid add-on at checkout. | Refunded after the fourth payout Not refunded if the account is hard-breached before the fourth payout. Applies to accounts bought from 21 January 2026. Blue Guardian Help Centre: General Information rulesVerified |
| Blue Guardian Instant Standard Instant | On demand after 5 trading days The consistency rule must also be met. | On demand Blue Guardian Help Centre: Instant Standard Account RulesVerified | First two payouts capped at $10,000 on $200K+ Applies to $200,000, $300,000 and $400,000 accounts. The cap is lifted after two processed payouts. Blue Guardian Help Centre: Instant Standard Account RulesVerified | 80%, 90% with add-on Blue Guardian Help Centre: Instant Standard Account RulesVerified | Not yet verified |
| BrightFunded 2-Step Bright Challenge 2-Step | 30 days after the first funded trade Bi-weekly and weekly payout add-ons are sold at checkout. BrightFunded Help Center: How does my reward split work on my funded account?Verified | Bi-weekly A weekly payout add-on is sold at checkout. BrightFunded Help Center: How does my reward split work on my funded account?Verified | 80%, up to 100% via scaling plan A checkout add-on sets the split to 90% from the start. The scaling plan raises it to 90% at the first scale-up and 100% from the third. BrightFunded Help Center: How does my reward split work on my funded account?Verified | Only with the refund add-on With the add-on, the fee is returned in the first funded payout. | |
| BrightFunded 1-Step Challenge 1-Step | 30 days after the first funded trade Bi-weekly and weekly payout add-ons are sold at checkout. BrightFunded Help Center: How does my reward split work on my funded account?Verified | Bi-weekly A weekly payout add-on is sold at checkout. BrightFunded Help Center: How does my reward split work on my funded account?Verified | 80%, up to 100% via scaling plan A checkout add-on sets the split to 90% from the start. The scaling plan raises it to 90% at the first scale-up and 100% from the third. BrightFunded Help Center: How does my reward split work on my funded account?Verified | Only with the refund add-on With the add-on, the fee is returned in the first funded payout. | |
| E8 Markets E8 One 1-Step | 3 days into the Performance stage, then on demand The Best Day Rule sets the 3-day minimum; after the first payout, requests are on demand. | On demand | 80%, or 90% or 100% at a higher price The payout share is chosen at checkout. For $100K at the default drawdown, the list price rises from $488 (80%) to $547 (90%) or $606 (100%). E8 Markets Help Center: E8 OneVerified | Not refunded The fee can be refunded within 30 days of purchase if no trade has been placed, except for crypto payments. | |
| FTMO FTMO Challenge: 2-Step 2-Step | 14 days after the first funded trade Counted from the first trade on the FTMO Account. All positions and pending orders must be closed before requesting. | Not yet verified | Not yet verified | 80%, up to 90% Rises to 90% through the Scaling Plan or Premium Programme. | Refunded with the first Reward |
| FTMO FTMO Challenge: 1-Step 1-Step | 14 days after the first funded trade Counted from the first trade on the FTMO Account. All positions and pending orders must be closed before requesting. | Not yet verified | Not yet verified | 90% Rewards cannot be left on the account to grow the balance. | Not refunded |
| Funded Trading Plus 2-Step Classic 2-Step | 10 days after funded account creation Requires at least 1% profit and the 50% consistency score to be met. | Every 10 days | Not yet verified | 80%, up to 100% A checkout add-on sets the split to 85% from the start. The help centre describes an upgrade to 90% once the funded account reaches 20% profit; the programme page does not list the steps to 100%. | Not refunded FT+ Help Center: If I pass an evaluation, will you refund my fee?Verified |
| Funded Trading Plus 1-Step Express 1-Step | From day 1 of the funded account Minimum withdrawal is $50. | Every 7 days | Not yet verified | 80%, up to 100% The help centre describes an upgrade to 90% once the funded account reaches 20% profit; the programme page does not list the steps to 100%. | Not refunded FT+ Help Center: If I pass an evaluation, will you refund my fee?Verified |
| Funded Trading Plus Instant Funding Instant | Every 7 days | No cap | 80%, up to 100% The help centre describes an upgrade to 90% once the funded account reaches 20% profit; the programme page does not list the steps to 100%. | Not yet verified | |
| FundedNext Stellar 2-Step 2-Step | 21 days (standard option) The cycle starts at the first trade on the funded account. A 3-day cycle or on-demand payouts (2% growth, 40% consistency) can be chosen at checkout instead. FundedNext Help: How often will I receive my Performance Reward?Verified | Every 14 days A cycle that ends without profit is extended rather than paid. FundedNext Help: What Is the Trading Cycle Count in My Stellar 2-Step FundedNext Account?Verified | Not yet verified | 80%; 95% with add-on The payout option chosen at checkout also sets the share (60% on the 3-day cycle, 90% on-demand), and meeting the scale-up criteria raises the standard share to 90%. The paid Lifetime Reward add-on sets it to 95%. FundedNext Help: How often will I receive my Performance Reward?Verified | Refunded with the first reward One help-centre article on funded-stage rules says the fee can be claimed by the third reward; the product page and the refund article say the first. FundedNext Help: When Do I Get the Refundable Fee in the Stellar 2-Step Model?Verified |
| FundedNext Stellar 1-Step 1-Step | 5 business days Recorded as 7 calendar days. Reward cycles count business days only, excluding weekends and public holidays. FundedNext CFDsVerified | Every 5 business days Recorded as 7 calendar days. A cycle that ends without profit is extended by another 5 business days. FundedNext Help: How often will I receive my Performance Reward?Verified | Not yet verified | 80%; 95% with add-on Meeting the scale-up criteria raises the share to 90%. The paid Lifetime Reward add-on sets it to 95%. FundedNext Help: How often will I receive my Performance Reward?Verified | Refunded with the third reward Applies to accounts bought or reset on or after 12 January 2026; earlier purchases were refunded with the first reward. FundedNext Help: When do I get the Refundable Fee in the Stellar 1-Step Model?Verified |
| FundedNext Stellar Instant Instant | On demand at 5% growth, or after 14 days Any payout needs at least 1% growth. On-demand eligibility is checked at end of day and lapses once a new trade is placed. FundedNext Help: Performance Reward Eligibility in the Stellar Instant AccountVerified | On demand at 5% growth, or after 14 days Any payout needs at least 1% growth. On-demand eligibility is checked at end of day and lapses once a new trade is placed. FundedNext Help: Performance Reward Eligibility in the Stellar Instant AccountVerified | Not yet verified | 70%, rising to 80% from Tier 3 Tiers rise through the scale-up plan, which requires withdrawals worth 10% of the tier's starting balance. FundedNext Help: What Will Be My Performance Reward from the Stellar Instant Account?Verified | Not refunded FundedNext Help: Is There Any Refundable Fee for the Stellar Instant Account?Verified |
| FundingPips 2 Step Standard 2-Step | 14 days (bi-weekly cycle) Counted from the first trade on the Master Account. The minimum request is 1% of account size. | Every 14 days (bi-weekly cycle) The monthly cycle pays every 30 days instead. | Not yet verified | 80% bi-weekly; 100% monthly The monthly cycle needs 7 profitable days and a 35% consistency score. The help centre also lists weekly (60%) and on-demand (90%) cycles that the product page does not show. FundingPips 2 Step StandardVerified | Refunded with the fourth reward FundingPips Help: Get StartedVerified |
| FundingPips 1 Step Flex 1-Step | 14 days (bi-weekly cycle) Counted from the first trade on the Master Account. The minimum request is 1% of account size. FundingPips Help: 1 Step FlexVerified | Every 14 days (bi-weekly cycle) The monthly cycle pays every 30 days instead. FundingPips Help: 1 Step FlexVerified | Not yet verified | 80% bi-weekly; 100% monthly The monthly cycle applies to evaluations bought on or after 15 August 2026 and needs 7 profitable days and a 35% consistency score. FundingPips 1 Step FlexVerified | Not refunded FundingPips Help: Get StartedVerified |
| FundingPips FundingPips Zero Instant | 14 days Rewards also need a 15% consistency score, 7 profitable days in the rolling 30-day period, and profit above the first 3% of the account. | Every 14 days Rewards also need a 15% consistency score, 7 profitable days in the rolling 30-day period, and profit above the first 3% of the account. | Not yet verified | 95% The homepage plan card shows 'Up to 100%', while its comparison table and the help centre list 95% bi-weekly only. | Not refunded FundingPips Help: Get StartedVerified |
| FXIFY Two Phase (Standard) 2-Step | On demand The program pages also list 5 minimum trading days and a $50 minimum withdrawal alongside the on-demand first payout. | Monthly, or every 14 days with an add-on | Not capped The maximum drawdown locks at the starting balance after a payout, so withdrawing all profit leaves no buffer and forfeits the account. | 80%, or 90% with a paid add-on FXIFY Two Phase ProgramVerified | Refunded with the first payout No refund is paid if the account breaches before a profitable first withdrawal. FXIFY FAQ: When will I be reimbursed for my purchase?Verified |
| FXIFY One Phase 1-Step | On demand The program pages also list 5 minimum trading days and a $50 minimum withdrawal alongside the on-demand first payout. | Monthly, or every 14 days with an add-on | Not capped The maximum drawdown locks at the starting balance after a payout, so withdrawing all profit leaves no buffer and forfeits the account. | 80%, or 90% with a paid add-on FXIFY One Phase ProgramVerified | Refunded with the first payout No refund is paid if the account breaches before a profitable first withdrawal. FXIFY FAQ: When will I be reimbursed for my purchase?Verified |
| FXIFY Instant Funding (Standard) Instant | 14 days after the first trade The minimum withdrawal is $50. FXIFY FAQ: Can I withdraw my profits at any time? (Instant Funding)Verified | Every 14 days FXIFY FAQ: Can I withdraw my profits at any time? (Instant Funding)Verified | Not capped The maximum drawdown locks at the starting balance after a payout, so withdrawing all profit leaves no buffer and forfeits the account. | 80%, or 90% with a paid add-on FXIFY FAQ: [Instant Funding] What are the add-ons available for instant funding?Verified | Not refunded FXIFY FAQ: [Instant Funding] Do I get refund alongside my withdrawal?Verified |
| Goat Funded Trader 2-Step Standard 2-Step | 14 days after the first trade The funded trading-day minimum must also be met. An optional add-on allows an on-demand first reward at a 40% split. Goat Funded Trader Help Centre: All about Rewards and Profit SplitsVerified | Every 14 days | First two payouts capped at 6% or $10,000 The cap is removed after the second payout. On $5K accounts bought from 25 July 2026 it is 4% instead of 6%. | 80%, 100% with add-on The 100% split is a paid add-on at checkout. | Refunded with the fourth payout Includes instant accounts. Not refunded if the account fails before the fourth payout. Goat Funded Trader Help Centre: Is the Evaluation Fee refundable?Verified |
| Goat Funded Trader 1-Step Model 1-Step | 14 days after the first trade The funded trading-day minimum must also be met. An optional add-on allows an on-demand first reward at a 40% split. Goat Funded Trader Help Centre: All about Rewards and Profit SplitsVerified | Every 14 days | First two payouts capped at 6% or $10,000 The cap is removed after the second payout. | 80%, 100% with add-on The 100% split is a paid add-on at checkout. | Refunded with the fourth payout Includes instant accounts. Not refunded if the account fails before the fourth payout. Goat Funded Trader Help Centre: Is the Evaluation Fee refundable?Verified |
| Goat Funded Trader Instant Funding GOAT Model Instant | 14 days after the first trade The 5-day trading minimum and the consistency rule must also be met. Goat Funded Trader Help Centre: All about Rewards and Profit SplitsVerified | Every 14 days Goat Funded Trader Help Centre: Instant Funding GOAT ModelVerified | Not yet verified | 80%, 100% with add-on The 100% split is a paid add-on at checkout. Goat Funded Trader Help Centre: Instant Funding GOAT ModelVerified | Refunded with the fourth payout Includes instant accounts. Not refunded if the account fails before the fourth payout. Goat Funded Trader Help Centre: Is the Evaluation Fee refundable?Verified |
| Maven Trading Standard 2-Step 2-Step | 10 business days after the first trade Recorded as 14 calendar days. Three profitable days of at least 0.5% are also required on the funded account. Maven Trading FAQ: What is the withdrawal frequency?Verified | Every 10 business days Recorded as 14 calendar days. Maven Trading FAQ: What is the withdrawal frequency?Verified | $10,000 per trader per 30-day cycle The cap covers all of a trader's accounts together and profit above it is voided. Accounts reset to the starting balance after each payout. | 80% | Refunded on the third withdrawal Maven Trading FAQ: What is the withdrawal frequency?Verified |
| Maven Trading Standard 1-Step 1-Step | 10 business days after the first trade Recorded as 14 calendar days. Maven Trading FAQ: What is the withdrawal frequency?Verified | Every 10 business days Recorded as 14 calendar days. Maven Trading FAQ: What is the withdrawal frequency?Verified | $10,000 per trader per 30-day cycle The cap covers all of a trader's accounts together and profit above it is voided. Accounts reset to the starting balance after each payout. | 80% | Refunded on the third withdrawal Maven Trading FAQ: What is the withdrawal frequency?Verified |
| Maven Trading Instant Instant | 10 business days after the first trade Recorded as 14 calendar days. A payout also requires 3% profit and a consistency score of 20% or below. The challenge page lists payout frequency as "When Requirements are met". Maven Trading FAQ: What is the withdrawal frequency?Verified | $10,000 per trader per 30-day cycle The cap covers all of a trader's accounts together and profit above it is voided. Accounts reset to the starting balance after each payout. | 80% | Refunded on the third withdrawal Maven Trading Instant FundingVerified | |
| Pipster One Phase Challenge 1-Step | 14 days after the first funded trade The clock starts at the first executed trade on the funded account, not when the account is created. 5 minimum trading days also apply. Pipster FAQVerified | Weekly Pipster FAQVerified | Lifetime cap of 12% of starting balance per account The cap is per account and cumulative, not per payout. Reward, competition and free accounts above $1,000 are capped at 6%. Pipster FAQVerified | 80%, up to 90% at the risk team's discretion Pipster FAQVerified | Not refunded A refund is available within 14 days of purchase only if no trades have been placed. Pipster FAQVerified |
| Pipster Two Phase Challenge 2-Step | 14 days after the first funded trade The clock starts at the first executed trade on the funded account, not when the account is created. 5 minimum trading days also apply. Pipster FAQVerified | Weekly Pipster FAQVerified | Lifetime cap of 12% of starting balance per account The cap is per account and cumulative, not per payout. Reward, competition and free accounts above $1,000 are capped at 6%. Pipster FAQVerified | 80%, up to 90% at the risk team's discretion Pipster FAQVerified | Not refunded A refund is available within 14 days of purchase only if no trades have been placed. Pipster FAQVerified |
| Pipster Instant Funded Account Instant | 14 days after the first funded trade The clock starts at the first executed trade on the funded account, not when the account is created. 5 minimum trading days also apply. Pipster FAQVerified | Weekly Pipster FAQVerified | Lifetime cap of 12% of starting balance per account The cap is per account and cumulative, not per payout. Reward, competition and free accounts above $1,000 are capped at 6%. Pipster FAQVerified | 80%, up to 90% at the risk team's discretion Pipster FAQVerified | Not refunded A refund is available within 14 days of purchase only if no trades have been placed. Pipster FAQVerified |
| Pipster Pipster Entry Pay after pass | 14 days after the first funded trade The clock starts at the first executed trade on the funded account, not when the account is created. 5 minimum trading days also apply. Pipster FAQVerified | Weekly Pipster FAQVerified | Lifetime cap of 12% of starting balance per account The cap is per account and cumulative, not per payout. Reward, competition and free accounts above $1,000 are capped at 6%. Pipster FAQVerified | 80%, up to 90% at the risk team's discretion Pipster FAQVerified | Not refunded A refund is available within 14 days of purchase only if no trades have been placed. Pipster FAQVerified |
| The5ers High Stakes 2-Step | 14 days after funding | Every 14 days The 14-day cycle resets when the account scales. | $3,000 ($50K), $4,000 ($100K) Caps are listed for the $50K and $100K sizes only. Minimum profit to request is $300 and $500 for those sizes. The5ers FAQ: What are the general rules for the High Stakes Program?Verified | 80%, up to 100% with scaling The split rises to 85%, 90% and 100% as the balance scales; a monthly fixed payout is added from a $350,000 balance. | 70% with the first payout Passing phases 1 and 2 also adds 10% and 20% of the fee as Hub Credit, which cannot be withdrawn. The5ers FAQ: Payout Policy and Hub Credit in the High Stakes ProgramVerified |
| The5ers Hyper Growth 1-Step | 14 days after funding The5ers FAQ: How does the Hyper Growth Program work?Verified | Every 14 days The 14-day cycle resets each time the account scales. The5ers FAQ: How does the Hyper Growth Program work?Verified | Not yet verified | 50%, up to 100% The FAQ says the split rises to 75% once funded, while the programme page's scaling table shows 50% up to the $20,000 balance level. The5ers FAQ: How does the Hyper Growth scaling plan work?Verified | Not refunded The5ers FAQ: How does the Hyper Growth Program work?Verified |
| The5ers Pro Growth 1-Step | 14 days after funding The5ers FAQ: Withdrawals: Everything You Need to KnowVerified | Every 2 weeks The 14-day timer resets from the scaling date if the account scales. The5ers FAQ: Withdrawals: Everything You Need to KnowVerified | Not yet verified | 75%, up to 100% Per the Pro Growth scaling table: 75% up to a $300,000 balance, 80% at $350,000 and 80% to 100% from $400,000. The5ers 1-Step Growth programmes page (Pro Growth and Hyper Growth)Verified | Not yet verified |
| The5ers Bootcamp 3-Step | 14 days after funding | Every 14 days The 14-day cycle resets each time the account scales. | Not yet verified | 50%, up to 100% The balance and split grow with each 5% gain on the funded account. The5ers FAQ: How does the Bootcamp scaling plan work?Verified | Not refunded |
Answers are generated from the verified values in the table, so they always match it. Each counts only programmes with that rule verified.
As of 28 September 2026, 6 of 35 programmes let funded traders request payouts on demand after the first: Alpha Capital Group Alpha Pro 8%, Alpha Capital Group Alpha One 10%, Alpha Capital Group Alpha Direct, Blue Guardian Instant Standard, E8 Markets E8 One and FundedNext Stellar Instant.
As of 28 September 2026, 11 of 37 programmes allow a first payout within 7 days of being funded: Alpha Capital Group Alpha Pro 8%, Alpha Capital Group Alpha One 10%, Alpha Capital Group Alpha Direct, Blue Guardian Instant Standard, E8 Markets E8 One, Funded Trading Plus 1-Step Express, Funded Trading Plus Instant Funding, FundedNext Stellar 1-Step, FundedNext Stellar Instant, FXIFY Two Phase (Standard) and FXIFY One Phase.
As of 28 September 2026, 15 of 34 programmes refund all or part of the fee: Blue Guardian 2 Step Standard, Blue Guardian 1 Step Standard, FTMO Challenge: 2-Step, FundedNext Stellar 2-Step, FundedNext Stellar 1-Step, FundingPips 2 Step Standard, FXIFY Two Phase (Standard), FXIFY One Phase, Goat Funded Trader 2-Step Standard, Goat Funded Trader 1-Step Model, Goat Funded Trader Instant Funding GOAT Model, Maven Trading Standard 2-Step, Maven Trading Standard 1-Step, Maven Trading Instant and The5ers High Stakes.
As of 28 September 2026, 13 of 20 programmes cap payouts in some form: Blue Guardian 2 Step Standard, Blue Guardian 1 Step Standard, Blue Guardian Instant Standard, Goat Funded Trader 2-Step Standard, Goat Funded Trader 1-Step Model, Maven Trading Standard 2-Step, Maven Trading Standard 1-Step, Maven Trading Instant, Pipster One Phase Challenge, Pipster Two Phase Challenge, Pipster Instant Funded Account, Pipster Entry and The5ers High Stakes.
Pipster is a prop firm. We include our own programmes and hold them to the same method: public first-party pages only, checked on the date shown. We do not rank firms, and no firm pays to be included or to change its data. Read the methodology.
Pipster Research, "Payout Rules Database", verified 28 September 2026. https://www.pipster.io/research/payout-rules
Free to reuse under CC BY 4.0 with attribution.
Firms change rules often. Email support@pipster.io with the value and a link to the firm's own page. We check it at the source before updating.