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Pipster Research · Firm profile

FundingPipsRules, sourced and dated.

Every rule we have verified for FundingPips's 3 programmes, each linked to the page it came from on fundingpips.com.

Prices come from the on-page pricing widgets with the default daily loss option selected. FundingPips calls its funded stage the Master Account. The 2 Step Standard is covered as the 2-step model; FundingPips also sells 2 Step Flex and 2 Step Pro.

Programmes
3
Data points
51
Sources
9
Last verified
28 Sep 2026

FundingPips at a glance

  • 2 Step Standard: target 8% then 5%; daily loss 5% of day-start balance or equity (higher); max loss 10% static; split 80% bi-weekly; 100% monthly.
  • 1 Step Flex: target 12%; daily loss 3% of day-start balance or equity (higher); max loss 12% static; split 80% bi-weekly; 100% monthly.
  • FundingPips Zero: target None; daily loss 3% of day-start balance or equity (higher); max loss 5% trailing, locks at starting balance; split 95%.

Platforms

MT5, cTrader, Match-Trader
“FundingPips supports three platforms: MT5, cTrader, and Match-Trader.”

FundingPips Help: Account WorkspaceVerified

2-STEP

2 Step Standard

13 of 15 rules verified from FundingPips's own pages.

Targets and loss limits

Profit target
8% then 5%

The target must be reached with all trades closed.

“2-phase evaluation: Phase 1 (8%) + Phase 2 (5%).”

FundingPips Help: 2 Step StandardVerified

Daily drawdown
5% of day-start balance or equity (higher)

5% is the default configuration; a cheaper 3% configuration is also sold. Resets at 00:00 platform time (UTC+3).

“Daily Loss Limit 3% or 5% (based on the configuration you purchased) of the higher value between the opening balance or opening equity for that day.”

FundingPips Help: 2 Step StandardVerified

Max drawdown
10% static

The floor is fixed at 90% of the starting account size in every phase, including the Master Account.

“Equity or balance cannot hit 10% below the starting account size at any time.”

FundingPips Help: 2 Step StandardVerified

Time

Time limit
Unlimited
“No. There is no time limit on either phase.”

FundingPips Help: 2 Step StandardVerified

Min. trading days
3 per phase

No minimum applies when the 3% daily loss configuration is purchased.

“Complete a minimum of 3 trading days to pass.”

FundingPips Help: 2 Step StandardVerified

Inactivity limit
30 days without a completed trade

Only a fully closed trade counts as activity; an open position does not reset the clock.

“Account breached if no completed trades within 30 consecutive days.”

FundingPips Help: 2 Step StandardVerified

Trading restrictions

Consistency rule
Not yet verified
News trading
Challenge: allowed. Funded: profits ±5 min deducted

Deliberately trading news spikes is still prohibited at both stages and can close the account. On the Master Account speeches carry a ±10 min window, and trades opened 5+ hours before an event are exempt.

“There are no news trading restrictions during the Evaluation phase”

FundingPips Help: 2 Step StandardVerified

Weekend holding
Challenge: allowed. Funded: not allowed without Swing add-on

Master Account positions are closed by the system each day. Holding can be enabled with a 10% add-on at purchase.

“On the Master Account, holding trades overnight and over the weekend is not allowed on 1 Step Flex, 2 Step Standard, 2 Step Flex, and 2 Step Pro Master Accounts.”

FundingPips Help: News Trading & Weekend HoldingVerified

Payouts

Profit split
80% bi-weekly; 100% monthly

The monthly cycle needs 7 profitable days and a 35% consistency score. The help centre also lists weekly (60%) and on-demand (90%) cycles that the product page does not show.

“Bi-weekly: 80% Monthly: 100%”

FundingPips 2 Step StandardVerified

First payout
14 days (bi-weekly cycle)

Counted from the first trade on the Master Account. The minimum request is 1% of account size.

“Every 14 calendar days after the first executed trade.”

FundingPips Help: 2 Step StandardVerified

Payout frequency
Every 14 days (bi-weekly cycle)

The monthly cycle pays every 30 days instead.

“Request a Reward with an 80% split every 14 calendar days after the first executed trade on the Master Account.”

FundingPips Help: 2 Step StandardVerified

Payout cap
Not yet verified

Cost

Evaluation fee
$44 to $652

Prices for the default 5% daily loss configuration; the 3% configuration was listed at $36 to $544. A 10% new-user promo code was advertised on the check date.

“$652 for 100K Account”

FundingPips 2 Step StandardVerified

2 Step Standard list prices by account size
SizePrice
5K$44
10K$80
25K$216
50K$349
100K$652
Fee refund
Refunded with the fourth reward
“When you reach your 4th reward on the Master Account, the original registration fee is refunded.”

FundingPips Help: Get StartedVerified

Also worth knowing

  • Funded trades closed daily

    The closing window is 20:45 to 21:00 UTC in summer and 21:45 to 22:00 UTC in winter.

    “Open positions on 2 Step Standard Master Accounts are closed by the system each day within a 15-minute window:”

    FundingPips Help: 2 Step StandardVerified

  • 20-lot max per trade
    “A hard 20-lot limit is enforced at the platform level on every single trade.”

    FundingPips Help: 2 Step StandardVerified

  • 1% minimum reward request
    “The minimum reward request is 1% of the Master Account Size (including FundingPips' split).”

    FundingPips Help: 2 Step StandardVerified

1-STEP

1 Step Flex

14 of 15 rules verified from FundingPips's own pages.

Targets and loss limits

Profit target
12%
“Achieve a 12% profit target during Phase 1.”

FundingPips Help: 1 Step FlexVerified

Daily drawdown
3% of day-start balance or equity (higher)

3% is the default configuration; a cheaper 2% configuration is also sold. Resets at 00:00 platform time (UTC+3).

“Daily Loss Limit 2% or 3% (based on the configuration you purchased) of the higher value between the opening balance or opening equity for that day.”

FundingPips Help: 1 Step FlexVerified

Max drawdown
12% static

Based on the starting account size; it does not reset.

“Equity or balance cannot fall 12% below the starting account size.”

FundingPips Help: 1 Step FlexVerified

Time

Time limit
Unlimited
“No minimum trading days and no time limit to pass.”

FundingPips Help: 1 Step FlexVerified

Min. trading days
None
“No minimum trading days and no time limit to pass.”

FundingPips Help: 1 Step FlexVerified

Inactivity limit
30 days without a completed trade

Only a fully closed trade counts as activity; an open position does not reset the clock.

“Account breached if no completed trades within 30 consecutive days.”

FundingPips Help: 1 Step FlexVerified

Trading restrictions

Consistency rule
None (35% score on the monthly cycle)

The optional monthly (100%) reward cycle requires a 35% consistency score and 7 profitable days.

“A single-phase challenge with no consistency rule and no minimum trading days - pass in as little as one day.”

FundingPips 1 Step FlexVerified

News trading
Challenge: allowed. Funded: profits ±5 min deducted

Deliberately trading news spikes is still prohibited at both stages and can close the account. On the Master Account speeches carry a ±10 min window, and trades opened 5+ hours before an event are exempt.

“There are no news trading restrictions during the Evaluation phase”

FundingPips Help: 1 Step FlexVerified

Weekend holding
Challenge: allowed. Funded: not allowed without Swing add-on

Master Account positions are closed by the system each day. Holding can be enabled with a 10% add-on at purchase.

“On the Master Account, holding trades overnight and over the weekend is not allowed on 1 Step Flex, 2 Step Standard, 2 Step Flex, and 2 Step Pro Master Accounts.”

FundingPips Help: News Trading & Weekend HoldingVerified

Payouts

Profit split
80% bi-weekly; 100% monthly

The monthly cycle applies to evaluations bought on or after 15 August 2026 and needs 7 profitable days and a 35% consistency score.

“Biweekly 80%, Monthly 100%”

FundingPips 1 Step FlexVerified

First payout
14 days (bi-weekly cycle)

Counted from the first trade on the Master Account. The minimum request is 1% of account size.

“Bi-Weekly pays an 80% split every 14 calendar days once the 1% minimum is cleared.”

FundingPips Help: 1 Step FlexVerified

Payout frequency
Every 14 days (bi-weekly cycle)

The monthly cycle pays every 30 days instead.

“Bi-Weekly pays an 80% split every 14 calendar days once the 1% minimum is cleared.”

FundingPips Help: 1 Step FlexVerified

Payout cap
Not yet verified

Cost

Evaluation fee
$74 to $666

Prices for the default 3% daily loss configuration; the 2% configuration was $529 at $100K. A 10% new-user promo code was advertised on the check date.

“100K Account $666”

FundingPips 1 Step FlexVerified

1 Step Flex list prices by account size
SizePrice
5K$74
10K$111
25K$255
50K$353
100K$666
Fee refund
Not refunded
“The 4th-reward refund does not apply on 1 Step Flex, 2 Step Pro, 2 Step Flex, or FundingPips Zero.”

FundingPips Help: Get StartedVerified

Also worth knowing

  • Funded trades closed daily

    The closing window is 20:45 to 21:00 UTC in summer and 21:45 to 22:00 UTC in winter.

    “Open positions on 1 Step Flex Master Accounts are closed by the system each day within a 15-minute window:”

    FundingPips Help: 1 Step FlexVerified

  • 20-lot max per trade
    “A hard 20-lot limit is enforced at the platform level on every single trade.”

    FundingPips Help: 1 Step FlexVerified

INSTANT

FundingPips Zero

14 of 15 rules verified from FundingPips's own pages.

Targets and loss limits

Profit target
None
“No evaluation: live from day one, no multi-stage testing.”

FundingPips Help: FundingPips ZeroVerified

Daily drawdown
3% of day-start balance or equity (higher)

Resets at 00:00 platform time (UTC+3).

“Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day.”

FundingPips Help: FundingPips ZeroVerified

Max drawdown
5% trailing, locks at starting balance

The floor trails peak equity and locks at the starting account size once equity is 5% up. It does not reset after a reward.

“Trails the highest recorded equity. Locks at breakeven once 5% in profit.”

FundingPips Help: FundingPips ZeroVerified

Time

Time limit
No evaluation
“There is no evaluation to pass and no deadline to hit.”

FundingPips Help: FundingPips ZeroVerified

Min. trading days
None to start; 7 profitable days per 30

A profitable day needs net closed profit of at least 0.25% of account size. The model page lists this with the hard-breach rules and as a reward condition.

“7 profitable days per 30-day period are required to keep the account active and unlock rewards.”

FundingPips Help: FundingPips ZeroVerified

Inactivity limit
30 days without a completed trade

Only a fully closed trade counts as activity; an open position does not reset the clock.

“Account breached if no completed trades within 30 consecutive days.”

FundingPips Help: FundingPips ZeroVerified

Trading restrictions

Consistency rule
15% max share from one day

Reward requests are blocked until the score is back within range; the account is not closed.

“The single largest winning day must not exceed 15% of total cumulative profit.”

FundingPips Help: FundingPips ZeroVerified

News trading
No trading ±10 min (account closure)

Applies to high-impact news and speeches on the affected currency, including holding a position through the window.

“No position may be opened, closed, or held within 10 minutes before or 10 minutes after a high-impact news on the affected currency.”

FundingPips Help: News Trading & Weekend HoldingVerified

Weekend holding
Close before the weekend (account closure)
“Leaving any position open into the weekend is an immediate account termination, regardless of instrument.”

FundingPips Help: FundingPips ZeroVerified

Payouts

Profit split
95%

The homepage plan card shows 'Up to 100%', while its comparison table and the help centre list 95% bi-weekly only.

“Rewards can be requested with a 95% profit split every 14 calendar days after the first executed trade on the Master Account.”

FundingPips Help: FundingPips ZeroVerified

First payout
14 days

Rewards also need a 15% consistency score, 7 profitable days in the rolling 30-day period, and profit above the first 3% of the account.

“Every 14 calendar days after the first executed trade on the Master Account.”

FundingPips Help: FundingPips ZeroVerified

Payout frequency
Every 14 days

Rewards also need a 15% consistency score, 7 profitable days in the rolling 30-day period, and profit above the first 3% of the account.

“Rewards can be requested with a 95% profit split every 14 calendar days after the first executed trade on the Master Account.”

FundingPips Help: FundingPips ZeroVerified

Payout cap
Not yet verified

Cost

Evaluation fee
$60 to $888

A 10% new-user promo code was advertised on the check date.

“Buy for $444”

FundingPips: Choose your challenge (homepage pricing)Verified

FundingPips Zero list prices by account size
SizePrice
5K$60
10K$88
25K$188
50K$244
100K$444
200K$888
Fee refund
Not refunded
“The 4th-reward refund does not apply on 1 Step Flex, 2 Step Pro, 2 Step Flex, or FundingPips Zero.”

FundingPips Help: Get StartedVerified

Also worth knowing

  • 1% max open risk (account closure)

    Only losing positions count; a profitable open trade does not offset them.

    “Floating PnL cannot exceed -1% of the starting account size at any time.”

    FundingPips Help: FundingPips ZeroVerified

  • First 3% of profit held as a buffer
    “The first 3% profit on the Master Account isn't eligible for reward request.”

    FundingPips Help: FundingPips ZeroVerified

  • Biggest loss must not exceed biggest win
    “The largest single losing trade must not exceed the largest single winning trade.”

    FundingPips Help: FundingPips ZeroVerified

  • 20-lot max per trade
    “A hard 20-lot limit is enforced at the platform level on every single trade.”

    FundingPips Help: FundingPips ZeroVerified

Q&A

Questions this data answers

Answers are generated from the verified values above, programme by programme, with the source and date each rests on.

What is FundingPips's daily drawdown limit?

2 Step Standard: 5% of day-start balance or equity (higher). 1 Step Flex: 3% of day-start balance or equity (higher). FundingPips Zero: 3% of day-start balance or equity (higher). Source: FundingPips Help: 2 Step Standard, FundingPips Help: 1 Step Flex and FundingPips Help: FundingPips Zero, verified 28 September 2026.

What is FundingPips's maximum drawdown?

2 Step Standard: 10% static. 1 Step Flex: 12% static. FundingPips Zero: 5% trailing, locks at starting balance. Source: FundingPips Help: 2 Step Standard, FundingPips Help: 1 Step Flex and FundingPips Help: FundingPips Zero, verified 28 September 2026.

Does FundingPips have a consistency rule?

1 Step Flex: None (35% score on the monthly cycle). FundingPips Zero: 15% max share from one day. Source: FundingPips 1 Step Flex and FundingPips Help: FundingPips Zero, verified 28 September 2026.

Does FundingPips allow news trading?

2 Step Standard: Challenge: allowed. Funded: profits ±5 min deducted. 1 Step Flex: Challenge: allowed. Funded: profits ±5 min deducted. FundingPips Zero: No trading ±10 min (account closure). Source: FundingPips Help: 2 Step Standard, FundingPips Help: 1 Step Flex and FundingPips Help: News Trading & Weekend Holding, verified 28 September 2026.

Does FundingPips have a time limit?

2 Step Standard: Unlimited. 1 Step Flex: Unlimited. FundingPips Zero: No evaluation. Source: FundingPips Help: 2 Step Standard, FundingPips Help: 1 Step Flex and FundingPips Help: FundingPips Zero, verified 28 September 2026.

What are FundingPips's minimum trading days?

2 Step Standard: 3 per phase. 1 Step Flex: None. FundingPips Zero: None to start; 7 profitable days per 30. Source: FundingPips Help: 2 Step Standard, FundingPips Help: 1 Step Flex and FundingPips Help: FundingPips Zero, verified 28 September 2026.

When does FundingPips pay out?

2 Step Standard: 14 days (bi-weekly cycle). 1 Step Flex: 14 days (bi-weekly cycle). FundingPips Zero: 14 days. Source: FundingPips Help: 2 Step Standard, FundingPips Help: 1 Step Flex and FundingPips Help: FundingPips Zero, verified 28 September 2026.

What profit split does FundingPips offer?

2 Step Standard: 80% bi-weekly; 100% monthly. 1 Step Flex: 80% bi-weekly; 100% monthly. FundingPips Zero: 95%. Source: FundingPips 2 Step Standard, FundingPips 1 Step Flex and FundingPips Help: FundingPips Zero, verified 28 September 2026.

How much does a FundingPips challenge cost?

2 Step Standard: $44 to $652. 1 Step Flex: $74 to $666. FundingPips Zero: $60 to $888. Source: FundingPips 2 Step Standard, FundingPips 1 Step Flex and FundingPips: Choose your challenge (homepage pricing), verified 28 September 2026.

SRC

Sources

Every page this profile draws on. We use FundingPips's own website, help centre and terms only.

  1. 01
  2. 02
    FundingPips 2 Step Standard

    https://fundingpips.com/2-step-standard

  3. 03
    FundingPips 1 Step Flex

    https://fundingpips.com/1-step-flex

  4. 04
    FundingPips Help: 2 Step Standard

    https://help.fundingpips.com/hc/en-us/articles/34501809112081-2-Step-Standard

  5. 05
    FundingPips Help: 1 Step Flex

    https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex

  6. 06
    FundingPips Help: FundingPips Zero

    https://help.fundingpips.com/hc/en-us/articles/34502157694865-FundingPips-Zero

  7. 07
    FundingPips Help: News Trading & Weekend Holding

    https://help.fundingpips.com/hc/en-us/articles/34504137479441-News-Trading-Weekend-Holding

  8. 08
    FundingPips Help: Get Started

    https://help.fundingpips.com/hc/en-us/articles/44390730743825-Get-Started

  9. 09
    FundingPips Help: Account Workspace

    https://help.fundingpips.com/hc/en-us/articles/43468639481105-Account-Workspace

Who publishes this

Pipster is a prop firm. We include our own programmes and hold them to the same method: public first-party pages only, checked on the date shown. We do not rank firms, and no firm pays to be included or to change its data. Read the methodology.

Cite this

Pipster Research, "FundingPips rules, payouts and costs", verified 28 September 2026. https://www.pipster.io/research/firms/fundingpips

Free to reuse under CC BY 4.0 with attribution.

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