Pipster at London Prop Trading Expo23–24 Oct
How it WorksAbout UsFAQAcademyToolsResourcesBlog
EnglishenالعربيةarEspañolesPortuguêsptहिन्दीhi中文zhDeutschdeFrançaisfrBahasa IndonesiaidTiếng ViệtviTürkçetrاردوur
Join DiscordDashboard
Get funded

Pipster Research · Firm profile

FXIFYRules, sourced and dated.

Every rule we have verified for FXIFY's 3 programmes, each linked to the page it came from on fxify.com.

Programme rules and list prices come from the pricing tables on FXIFY's programme pages; FAQ articles were used for everything else. Prices are list prices before the promo codes the site advertises.

Programmes
3
Data points
53
Sources
24
Last verified
28 Sep 2026

FXIFY at a glance

  • Two Phase (Standard): target 10% then 5%; daily loss 4% of prior day's 5 PM EST balance; max loss 10% trailing, locks at starting balance; split 80%, or 90% with a paid add-on.
  • One Phase: target 10%; daily loss 3% of prior day's 5 PM EST balance; max loss 6% trailing, locks at starting balance; split 80%, or 90% with a paid add-on.
  • Instant Funding (Standard): target None; daily loss 8% of prior day's 5 PM EST balance; max loss 8% trailing, locks at starting balance; split 80%, or 90% with a paid add-on.

Platforms

MT5, DXtrade, TradingView

As listed in the program pricing tables. A separate FAQ lists MetaTrader 4, MetaTrader 5 and DXtrade, and the Instant Funding FAQ lists MT5 and DXtrade only.

“MT5, DXTrade or TradingView”

FXIFY Two Phase ProgramVerified

2-STEP

Two Phase (Standard)

14 of 15 rules verified from FXIFY's own pages.

Targets and loss limits

Profit target
10% then 5%

The Classic variant reverses the targets (5% then 10%) with a static drawdown; the Pro variant uses 4% then 8%.

“Profit Target – Phase 1 – 10% Phase 2 – 5%”

FXIFY FAQ: What are the rules for the Assessment account?Verified

Daily drawdown
4% of prior day's 5 PM EST balance

Breached when equity falls below the limit. The same limit applies on the funded account.

“On a Two phase account, if your prior day’s end of day balance was $100,000 you would breach the Daily Loss Limit of 4% should your equity the next day fall to $96,000.”

FXIFY FAQ: How do you calculate the Daily Loss Limit?Verified

Max drawdown
10% trailing, locks at starting balance

Trails the closed-balance high-water mark until the account is 10% up, then locks at the starting balance. It also locks after a payout.

“Please note that the max drawdown for 2 Phase (Standard) challenges is 10%, the below examples are for 1 Phase.”

FXIFY FAQ: How do you calculate the Max Trailing Drawdown?Verified

Time

Time limit
Unlimited
“Max Trading Days – Phase 1 and 2 – Unlimited days”

FXIFY FAQ: What are the rules for the Assessment account?Verified

Min. trading days
5 per phase

The days do not need to be consecutive.

“Min Trading Days – 5 days (For each phase)”

FXIFY FAQ: What are the rules for the Assessment account?Verified

Inactivity limit
60 days without a trade
“If you do not place a trade at least once every 60 days on your account, we will consider you inactive and your account will be breached.”

FXIFY FAQ: Is there a breach for inactivity?Verified

Trading restrictions

Consistency rule
Not yet verified
News trading
Allowed

FXIFY warns that clients taking significant risk on news trades may be banned, and its prohibited strategies FAQ lists high leverage news trading.

“Yes, you are able to trade new events on 1,2 and 3-Phase accounts.”

FXIFY FAQ: Can I trade the news?Verified

Weekend holding
Allowed
“Yes, on the 1,2 and 3 Phase accounts you can hold positions over the weekend.”

FXIFY FAQ: Do I need to close positions over the weekend?Verified

Payouts

Profit split
80%, or 90% with a paid add-on
“Performance split is 80% to the trader as standard. Or upgrade at the checkout for a 90% split in favour of the trader.”

FXIFY Two Phase ProgramVerified

First payout
On demand

The program pages also list 5 minimum trading days and a $50 minimum withdrawal alongside the on-demand first payout.

“For the 1,2 Phase Trailing and 3 Phase challenges, the first withdrawal can be requested on demand.”

FXIFY FAQ: How do I request a payout?Verified

Payout frequency
Monthly, or every 14 days with an add-on
“Any subsequent withdrawals can be requested once per month or, if the add-on for bi-weekly payouts was purchased at the checkout stage, every 14 days.”

FXIFY FAQ: How do I request a payout?Verified

Payout cap
Not capped

The maximum drawdown locks at the starting balance after a payout, so withdrawing all profit leaves no buffer and forfeits the account.

“You are entitled to a full withdrawal, however in doing so, you will forfeit the funded account on 1 phase, 2 phase, Lightning and Instant funding accounts.”

FXIFY FAQ: How do I request a payout?Verified

Cost

Evaluation fee
$59 to $2,950

List prices from the program page's pricing table, before promo codes. Add-ons such as the 90% split cost extra.

FXIFY Two Phase ProgramVerified

Two Phase (Standard) list prices by account size
SizePrice
5K$59
10K$89
15K$119
25K$199
50K$379
100K$549
200K$1,049
400K$2,950
Fee refund
Refunded with the first payout

No refund is paid if the account breaches before a profitable first withdrawal.

“You will be eligible for a full refund of your original purchase when you request your first withdrawal with us.”

FXIFY FAQ: When will I be reimbursed for my purchase?Verified

Also worth knowing

1-STEP

One Phase

14 of 15 rules verified from FXIFY's own pages.

Targets and loss limits

Profit target
10%
“The profit target on the 1 phase assessment is set at 10%.”

FXIFY One Phase ProgramVerified

Daily drawdown
3% of prior day's 5 PM EST balance

Breached when equity falls below the limit. The same limit applies on the funded account.

“On a One phase account, if your prior day’s end of day balance was $100,000 you would breach the Daily Loss Limit of 3% should your equity the next day fall to $97,000.”

FXIFY FAQ: How do you calculate the Daily Loss Limit?Verified

Max drawdown
6% trailing, locks at starting balance

Trails the closed-balance high-water mark until the account is 6% up, then locks at the starting balance. It also locks after a payout.

“When you open the account (1 Phase), your Max Trailing Drawdown is set at 6% of your starting balance.”

FXIFY FAQ: How do you calculate the Max Trailing Drawdown?Verified

Time

Time limit
Unlimited
“Max Trading Days – Phase 1 – Unlimited days”

FXIFY FAQ: What are the rules for the Assessment account?Verified

Min. trading days
5

The days do not need to be consecutive.

“Min Trading Days – 5 days (For all the accounts)”

FXIFY FAQ: What are the rules for the Assessment account?Verified

Inactivity limit
60 days without a trade
“If you do not place a trade at least once every 60 days on your account, we will consider you inactive and your account will be breached.”

FXIFY FAQ: Is there a breach for inactivity?Verified

Trading restrictions

Consistency rule
Not yet verified
News trading
Allowed

FXIFY warns that clients taking significant risk on news trades may be banned, and its prohibited strategies FAQ lists high leverage news trading.

“Yes, you are able to trade new events on 1,2 and 3-Phase accounts.”

FXIFY FAQ: Can I trade the news?Verified

Weekend holding
Allowed
“Yes, on the 1,2 and 3 Phase accounts you can hold positions over the weekend.”

FXIFY FAQ: Do I need to close positions over the weekend?Verified

Payouts

Profit split
80%, or 90% with a paid add-on
“Performance split is 80% to the trader as standard. Or upgrade at the checkout for a 90% split in favour of the trader.”

FXIFY One Phase ProgramVerified

First payout
On demand

The program pages also list 5 minimum trading days and a $50 minimum withdrawal alongside the on-demand first payout.

“For the 1,2 Phase Trailing and 3 Phase challenges, the first withdrawal can be requested on demand.”

FXIFY FAQ: How do I request a payout?Verified

Payout frequency
Monthly, or every 14 days with an add-on
“Any subsequent withdrawals can be requested once per month or, if the add-on for bi-weekly payouts was purchased at the checkout stage, every 14 days.”

FXIFY FAQ: How do I request a payout?Verified

Payout cap
Not capped

The maximum drawdown locks at the starting balance after a payout, so withdrawing all profit leaves no buffer and forfeits the account.

“You are entitled to a full withdrawal, however in doing so, you will forfeit the funded account on 1 phase, 2 phase, Lightning and Instant funding accounts.”

FXIFY FAQ: How do I request a payout?Verified

Cost

Evaluation fee
$59 to $2,950

List prices from the program page's pricing table, before promo codes. Add-ons such as the 90% split cost extra.

FXIFY One Phase ProgramVerified

One Phase list prices by account size
SizePrice
5K$59
10K$89
15K$119
25K$199
50K$379
100K$549
200K$1,049
400K$2,950
Fee refund
Refunded with the first payout

No refund is paid if the account breaches before a profitable first withdrawal.

“You will be eligible for a full refund of your original purchase when you request your first withdrawal with us.”

FXIFY FAQ: When will I be reimbursed for my purchase?Verified

Also worth knowing

INSTANT

Instant Funding (Standard)

15 of 15 rules verified from FXIFY's own pages.

Targets and loss limits

Profit target
None
“There isn’t any profit target.”

FXIFY FAQ: [Instant Funding] What's the max and minimum trading days?Verified

Daily drawdown
8% of prior day's 5 PM EST balance
“The daily drawdown on all Instant Funded programs is 8%, based on the balance at the end of the previous day.”

FXIFY FAQ: [Instant Funding] What's the daily drawdown?Verified

Max drawdown
8% trailing, locks at starting balance

Trails the closed-balance high-water mark and locks at the initial balance once the account is 8% up or a withdrawal is processed.

“The Instant funded program has an 8% Max Trailing Drawdown.”

FXIFY FAQ: [Instant Funding] What's the max drawdown limit?Verified

Time

Time limit
No evaluation
“There isn’t any minimum or maximum days.”

FXIFY FAQ: [Instant Funding] What's the max and minimum trading days?Verified

Min. trading days
None
“There isn’t any minimum or maximum days.”

FXIFY FAQ: [Instant Funding] What's the max and minimum trading days?Verified

Inactivity limit
60 days without a trade
“Your account will be breached if it has not been traded on for 60 days.”

FXIFY FAQ: [Instant Funding] Is there an inactivity breach?Verified

Trading restrictions

Consistency rule
None

Listed as N/A in the program page's rules table for the Standard account. The separate Instant Funding Lite product has a 20% consistency rule.

“Consistency Rule N/A”

FXIFY Instant FundingVerified

News trading
No trades ±5 min of high-impact news

Trades opened or closed inside the window are invalidated: profits are disregarded and losses stand.

“No trades or orders may be placed 5 minutes before or 5 minutes after a high impact news event.”

FXIFY FAQ: [Instant Funding] Can I trade news on Instant Funding?Verified

Weekend holding
Close by 3:45 PM EST Friday

Positions still open at that time are closed automatically by FXIFY.

“All positions must be closed before 3:45 PM EST on Friday (75 minutes before the market closes).”

FXIFY FAQ: [Instant Funding] Can I hold positions over the weekend?Verified

Payouts

Profit split
80%, or 90% with a paid add-on
“We currently have one add-on available, this is a performance split increase from 80% to 90%.”

FXIFY FAQ: [Instant Funding] What are the add-ons available for instant funding?Verified

First payout
14 days after the first trade

The minimum withdrawal is $50.

“On the Instant Funding account the first payout request can be placed 14 days after the first trade is placed.”

FXIFY FAQ: Can I withdraw my profits at any time? (Instant Funding)Verified

Payout frequency
Every 14 days
“Any subsequent payout requests, can be placed on a 14 day cycle, bi-weekly.”

FXIFY FAQ: Can I withdraw my profits at any time? (Instant Funding)Verified

Payout cap
Not capped

The maximum drawdown locks at the starting balance after a payout, so withdrawing all profit leaves no buffer and forfeits the account.

“You are entitled to a full withdrawal, however in doing so, you will forfeit the funded account on 1 phase, 2 phase, Lightning and Instant funding accounts.”

FXIFY FAQ: How do I request a payout?Verified

Cost

Evaluation fee
$69 to $4,249

List prices from the program page's pricing table, before promo codes. The page's marketing copy mentions sizes up to $50K, while the pricing table lists sizes up to $100K.

FXIFY Instant FundingVerified

Instant Funding (Standard) list prices by account size
SizePrice
1K$69
2.5K$119
5K$229
10K$449
25K$899
50K$1,749
75K$2,499
100K$4,249
Fee refund
Not refunded
“No, there is no refund alongside your first withdrawal on FXIFY Instant funded program.”

FXIFY FAQ: [Instant Funding] Do I get refund alongside my withdrawal?Verified

Also worth knowing

Q&A

Questions this data answers

Answers are generated from the verified values above, programme by programme, with the source and date each rests on.

What is FXIFY's daily drawdown limit?

Two Phase (Standard): 4% of prior day's 5 PM EST balance. One Phase: 3% of prior day's 5 PM EST balance. Instant Funding (Standard): 8% of prior day's 5 PM EST balance. Source: FXIFY FAQ: How do you calculate the Daily Loss Limit? and FXIFY FAQ: [Instant Funding] What's the daily drawdown?, verified 28 September 2026.

What is FXIFY's maximum drawdown?

Two Phase (Standard): 10% trailing, locks at starting balance. One Phase: 6% trailing, locks at starting balance. Instant Funding (Standard): 8% trailing, locks at starting balance. Source: FXIFY FAQ: How do you calculate the Max Trailing Drawdown? and FXIFY FAQ: [Instant Funding] What's the max drawdown limit?, verified 28 September 2026.

Does FXIFY have a consistency rule?

Instant Funding (Standard): None. Source: FXIFY Instant Funding, verified 28 September 2026.

Does FXIFY allow news trading?

Two Phase (Standard): Allowed. One Phase: Allowed. Instant Funding (Standard): No trades ±5 min of high-impact news. Source: FXIFY FAQ: Can I trade the news? and FXIFY FAQ: [Instant Funding] Can I trade news on Instant Funding?, verified 28 September 2026.

Does FXIFY have a time limit?

Two Phase (Standard): Unlimited. One Phase: Unlimited. Instant Funding (Standard): No evaluation. Source: FXIFY FAQ: What are the rules for the Assessment account? and FXIFY FAQ: [Instant Funding] What's the max and minimum trading days?, verified 28 September 2026.

What are FXIFY's minimum trading days?

Two Phase (Standard): 5 per phase. One Phase: 5. Instant Funding (Standard): None. Source: FXIFY FAQ: What are the rules for the Assessment account? and FXIFY FAQ: [Instant Funding] What's the max and minimum trading days?, verified 28 September 2026.

When does FXIFY pay out?

Two Phase (Standard): On demand. One Phase: On demand. Instant Funding (Standard): 14 days after the first trade. Source: FXIFY FAQ: How do I request a payout? and FXIFY FAQ: Can I withdraw my profits at any time? (Instant Funding), verified 28 September 2026.

What profit split does FXIFY offer?

Two Phase (Standard): 80%, or 90% with a paid add-on. One Phase: 80%, or 90% with a paid add-on. Instant Funding (Standard): 80%, or 90% with a paid add-on. Source: FXIFY Two Phase Program, FXIFY One Phase Program and FXIFY FAQ: [Instant Funding] What are the add-ons available for instant funding?, verified 28 September 2026.

How much does a FXIFY challenge cost?

Two Phase (Standard): $59 to $2,950. One Phase: $59 to $2,950. Instant Funding (Standard): $69 to $4,249. Source: FXIFY Two Phase Program, FXIFY One Phase Program and FXIFY Instant Funding, verified 28 September 2026.

SRC

Sources

Every page this profile draws on. We use FXIFY's own website, help centre and terms only.

  1. 01
    FXIFY Two Phase Program

    https://fxify.com/programs/two-phase/

  2. 02
    FXIFY One Phase Program

    https://fxify.com/programs/one-phase/

  3. 03
    FXIFY Instant Funding

    https://fxify.com/programs/instant-funding/

  4. 04
    FXIFY FAQ: What are the rules for the Assessment account?

    https://fxify.com/faqs/all-faqs/what-are-the-rules-for-the-assessment-account/

  5. 05
    FXIFY FAQ: Is there a breach for inactivity?

    https://fxify.com/faqs/all-faqs/is-there-a-breach-for-inactivity/

  6. 06
    FXIFY FAQ: How do you calculate the Daily Loss Limit?

    https://fxify.com/faqs/all-faqs/how-do-you-calculate-the-daily-loss-limit/

  7. 07
    FXIFY FAQ: How do you calculate the Max Trailing Drawdown?

    https://fxify.com/faqs/all-faqs/how-do-you-calculate-the-max-trailing-drawdown/

  8. 08
    FXIFY FAQ: Can I trade the news?

    https://fxify.com/faqs/all-faqs/can-i-trade-the-news/

  9. 09
    FXIFY FAQ: Do I need to close positions over the weekend?

    https://fxify.com/faqs/all-faqs/do-i-need-to-close-positions-over-the-weekend/

  10. 10
    FXIFY FAQ: How do I request a payout?

    https://fxify.com/faqs/all-faqs/how-do-i-withdraw-my-profits/

  11. 11
    FXIFY FAQ: When will I be reimbursed for my purchase?

    https://fxify.com/faqs/all-faqs/when-will-i-be-reimbursed-for-my-purchase/

  12. 12
    FXIFY FAQ: How do withdrawals affect drawdown on 1 and 2 phase Standard accounts

    https://fxify.com/faqs/all-faqs/how-do-withdrawals-affect-drawdown-on-1-and-2-phase-accounts/

  13. 13
    FXIFY FAQ: What is the max allocation?

    https://fxify.com/faqs/all-faqs/what-the-max-allocation/

  14. 14
    FXIFY FAQ: [Instant Funding] What's the daily drawdown?

    https://fxify.com/faqs/all-faqs/instant-funded-faq/whats-the-daily-drawdown/

  15. 15
    FXIFY FAQ: [Instant Funding] What's the max drawdown limit?

    https://fxify.com/faqs/all-faqs/instant-funded-faq/whats-the-max-drawdown-limit/

  16. 16
    FXIFY FAQ: [Instant Funding] What's the max and minimum trading days?

    https://fxify.com/faqs/all-faqs/instant-funded-faq/whats-the-max-and-minimum-trading-days-is-there-a-specific-time-window-to-complete-the-profit-targets/

  17. 17
    FXIFY FAQ: [Instant Funding] Can I trade news on Instant Funding?

    https://fxify.com/faqs/all-faqs/instant-funded-faq/can-i-trade-news-on-instant-funding/

  18. 18
    FXIFY FAQ: [Instant Funding] Can I hold positions over the weekend?

    https://fxify.com/faqs/all-faqs/instant-funded-faq/can-i-hold-positions-over-the-weekend/

  19. 19
    FXIFY FAQ: Can I withdraw my profits at any time? (Instant Funding)

    https://fxify.com/faqs/all-faqs/instant-funded-faq/can-i-withdraw-my-profits-at-any-time-2/

  20. 20
    FXIFY FAQ: [Instant Funding] Do I get refund alongside my withdrawal?

    https://fxify.com/faqs/all-faqs/instant-funded-faq/do-i-get-refund-alongside-my-withdrawal/

  21. 21
    FXIFY FAQ: [Instant Funding] What are the add-ons available for instant funding?

    https://fxify.com/faqs/all-faqs/instant-funded-faq/what-are-the-add-ons-available-for-instant-funding/

  22. 22
    FXIFY FAQ: [Instant Funding] Is there an inactivity breach?

    https://fxify.com/faqs/all-faqs/instant-funded-faq/is-there-an-inactivity-breach/

  23. 23
    FXIFY FAQ: [Instant Funding] Can I use Expert Advisors (EAs) or bots for trading?

    https://fxify.com/faqs/all-faqs/instant-funded-faq/can-i-use-expert-advisors-eas-or-bots-for-trading/

  24. 24
    FXIFY FAQ: [Instant Funding] What's the max allocation on Instant Funding?

    https://fxify.com/faqs/all-faqs/instant-funded-faq/whats-the-max-allocation-on-instant-funding/

Who publishes this

Pipster is a prop firm. We include our own programmes and hold them to the same method: public first-party pages only, checked on the date shown. We do not rank firms, and no firm pays to be included or to change its data. Read the methodology.

Cite this

Pipster Research, "FXIFY rules, payouts and costs", verified 28 September 2026. https://www.pipster.io/research/firms/fxify

Free to reuse under CC BY 4.0 with attribution.

Download

Spotted a change?

Firms change rules often. Email support@pipster.io with the value and a link to the firm's own page. We check it at the source before updating.